A 60/40 portfolio is considered suitable for investors with a time horizon of at least 7 years before spending a large proportion of their portfolio. This portfolio is tilted towards achieveing portfolio growth and is suitable for investors willing to accept a higher than average level of volatility.

Suitable for investors with a time horizon of at least 10 years before spending large amounts of their portfolio. This portfolio is appropriate for those seeking a higher degree of volatility in order to achieve higher portfolio growth.

A 98/2 portfolio is considered suitable for investors with an investment time horizon of at least 15 years before seeking to spend large amounts of their portfolio. This portfolio is targeting the highest available portfolio growth and should suit investors comfortable accepting the highest amount of volatility