KiwiSaver Advice
KiwiSaver is an increasingly important part of retirement planning for most New Zealanders. Yet many KiwiSaver investors are in the wrong scheme or fund, taking account of their age, stage, and financial goals.
That means many KiwiSaver members aren’t maximising their KiwiSaver opportunities.
One industry expert estimates the total amount invested in KiwiSaver accounts will grow from $123 billion in early 2025 to around $400 billion by 2035.
Yet only 25% of KiwiSaver account holders who took part in a recent survey (Harbour and IpSos 2023) said they had sought KiwiSaver advice from a qualified financial adviser.
Banks dominate the KiwiSaver market. The ANZ and ASB KiwiSaver schemes combined represent more than one third of the market, but bank staff are not permitted to make KiwiSaver recommendations to individual bank customers.
KiwiSaver is too important an asset to leave to chance. Our clients benefit from specific advice on their KiwiSaver scheme and fund choices. We’re confident we will add value to your own situation.
We recommend the following KiwiSaver schemes.
KiwiWRAP KiwiSaver Scheme
The KiwiWRAP KiwiSaver Scheme is designed for more sophistcated invetors with a KiwiSaver balance of $50,000 or more.
KiwiWRAP KiwiSaver Scheme members have an average account balance of more than $173,000, by far the highest of any KiwiSaver scheme in the market.
The scheme is only available through accredited advisers, including Highgate Partners.
The KiwiWRAP KiwiSaver Scheme enables clients to invest in a wide range of markets in line with our recommended investment approach. In this way, it allows clients to implement a coordinated approach across all their investment holdings.
If you join KiwiWRAP, Highgate Partners will offer you an annual review your KiwiSaver account alongside your wider financial planning needs and other investments.
Evidential KiwiSaver Scheme
The Evidential KiwiSaver Scheme combines the best of all investment approaches, delivering active returns at lower cost with maximum diversification.
Switching from your current KiwiSaver provider to the Evidential KiwiSaver Scheme is a breeze.
SuperLife KiwiSaver Scheme
The SuperLife KiwiSaver Scheme has been part of the KiwiSaver market since its inception in 2007.
Offering a wide range of passively managed investment options with low fees, the SuperLife KiwiSaver Scheme is one of six government appointed default KiwiSaver providers.
Its low fees keep more investment returns in your pocket.
